API Live  ·  v0.4.0  ·  db:ok  ·  USPTO 64/067,547

Every AI decision
needs a receipt.

Cryptographically signed, independently verifiable evidence records produced at the moment of each regulated AI decision.

Live Demo  → API Docs Reserve Calculator
DPRs Sealed
100% Chain Integrity
v0.4.0 API Version
64/067,547 USPTO Patent
3 Jurisdictions
⚡ July 21, 2026 Federal ECOA disparate-impact ends. §1002.9 adverse-action accuracy survives. New Jersey adds private-party standing. Every AI lender needs per-decision evidence — now. Calculate Your Exposure →
The Problem

AI is making millions of consequential decisions every day. The evidence that those decisions were legal does not exist.

Every loan denial, every insurance claim, every hiring decision made by an AI model is subject to regulatory review. When that review arrives, institutions need to produce a specific, accurate, model-derived reason — signed at the moment of decision, tamper-evident, independently verifiable.

Today, that record doesn't exist. GateFrame builds it.

Earnest Operations · MA AG · July 10, 2025
$2.5M settlement. Violation: inaccurate AI adverse-action notices failing to state specific denial reasons. AOD ¶71 now mandates an algorithmic oversight team at every AI lender under consent order.
US Treasury FS-AI RMF · February 2026
230 control objectives requiring financial institutions to produce "robust documentation and evidence" for AI decisions. Active at every US bank today.
NJ N.J.A.C. 13:16 · December 15, 2025
New Jersey preserved state disparate-impact liability. AG + DCR Director + private complainants all have standing. The broadest enforcement surface of any US jurisdiction.
How It Works

Three lines of code.
Legally defensible forever.

01 — INTEGRATE
⟨/⟩
One SDK call
Install agentseal-gateframe. One callback added to your LangChain, AutoGen, or CrewAI agent. Works with any AI framework in three lines.
02 — SIGN
Ed25519 at moment of decision
Every consequential AI decision is hashed, signed with Ed25519, and chained in a Binary Merkle Tree. Per-decision, not session-level. Tamper-evident by design.
03 — DEFEND
Examiner-ready evidence
CFPB Form C-1 adverse-action output. 27 ECOA reason codes. 220 SHAP-to-Reg-B mappings. Independently verifiable by any examiner — no GateFrame account required.
For Developers

Three lines.
Any framework.

agentseal_quickstart.py
# pip install agentseal-gateframe
from agentseal.integrations.langchain_callback import AgentSealCallback from langchain.agents import AgentExecutor

# Add to any LangChain agent cb = AgentSealCallback( tenant_id="your-institution", api_key="gf-pilot-key", framework="ECOA_REG_B" )

agent = AgentExecutor( agent=agent, tools=tools, callbacks=[cb] # ← one line )

# Every decision now produces a signed DPR: # { # "dpr_id": "uuid", # "ed25519_signature": "...", # "ecoa_reason_codes": ["C1", "C4"], # "cfpb_form_c1": {...}, # "verify_url": "gateframe-api.netlify.app/..." # }
LangChain · AutoGen v0.4 · CrewAI
Native integrations for every major agent framework. pip install agentseal-gateframe — live on PyPI v1.0.1.
Ed25519 + SHA-256 + Binary Merkle Tree
Per-decision signing. Not session-level. The legally material unit is the decision — not the session, not the batch.
📋
DPR Spec v0.1 — Apache 2.0
Open standard. Independent verification without a GateFrame account. MCP SEP filed. IETF SCITT compatible.
🔑
Pilot keys — $500/month
Up to 10,000 DPRs/month. No procurement. No SOC 2 required. Email shankar@gateframe.io — subject: Pilot Key Request.
The Legal Evidence Moat

Security monitoring
is not legal evidence.

No competitor — WitnessAI, OpenBox, AgentTraceHQ, Geordie, Noma — has shipped a product that produces ECOA Regulation B examiner-format output with CFPB Form C-1, SHAP-to-reason-code mapping, and per-decision Ed25519 signing. Confirmed uncontested, May 2026.

Security Monitoring
WitnessAI · OpenBox · Geordie · Noma
CFPB Form C-1 adverse-action output
SHAP → 27 ECOA Reg B reason codes
Per-decision signing (session-level only)
Independent verification without operator
Legal guarantee per vendor ToS
"The hash chain verification feature does not constitute a legal guarantee or certification of data integrity." — AgentTraceHQ ToS, Section 7, March 2026
Legal Evidence Production
GateFrame — The Only Production API
CFPB Form C-1 adverse-action output — live
220 SHAP-to-Reg-B mappings — live
Per-decision Ed25519 signing — live
Independent verification, no account needed
Designed to be the legal guarantee
Proof Points
USPTO Patent Pending
Provisional No. 64/067,547. Priority date May 16, 2026. 33 claims covering the dual-signature Ed25519 + ECOA output architecture. Non-provisional deadline May 16, 2027.
📐
DPR Spec v0.1 — Apache 2.0
Open standard published April 22, 2026. MCP SEP filed. IETF SCITT compatible. JTC 21 (EU AI Act Article 12) contribution pending. The format being submitted while standards are still being written.
🌐
DFSA Innovation Testing Licence
ITL pre-application filed. DFSA AI Survey 2025: 21% of DIFC firms have no AI accountability mechanism. Emirates NBD operates under dual CBUAE + DIFC Regulation 10 jurisdiction.
🏛
Chainalysis Pattern
IRS contract: $34,432,673 sole-source under FAR 6.302-1 (March 30, 2026). IRS JOFOC: "not offered by any competitors, in any form." GateFrame replicates this via CFPB examiner normalisation on DPR format.
🔬
External Validation
seiright.com compliance playbook (May 9, 2026) independently described the exact GateFrame artifact — SHAP-to-Reg-B mapping, reason-code dictionary, documented audit pack — without knowing GateFrame exists.
💰
Series A Comparable
Axiom Math: $200M Series A at $1.6B+ pre-money, March 2026, Menlo Ventures, zero ARR disclosed. Infrastructure primitive multiple confirmed. GateFrame targets the same mechanism.
For General Counsel

What is your
reserve exposure?

GateFrame reduces your IFRS 9 / ASC 450 contingent liability reserve. At $80K ACV, the average ROI is 18–25× the annual cost — a number your CFO can defend.

Run Your Numbers →
Quick estimate
AI Decisions / Year 500,000
Adverse-Action Rate 18%
Estimated §1002.9 Reserve Exposure
GateFrame ACV: $80K  ·  ROI:
Pricing

Start free.
Scale with revenue.

Developer
Free
Demo key · gf-demo-key-2026
  • 100 DPRs/day
  • Live API access
  • All SDK integrations
  • Command Center demo
  • DPR Spec (Apache 2.0)
Start Building
Enterprise
$80K
per year · unlimited DPRs
  • Unlimited DPRs
  • KMS per-institution keypairs
  • DIFC Reg 10 + ECOA + EU AI Act
  • Examiner-ready evidence packs
  • 30-day free pilot first
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